Bachelor of Business Administration (BBA [Financial Services])

  • This self-financed Undergraduate programme is the only one of its kind in the country and has been designed by VVM’s Shree Damodar College of Commerce & Economics. The financial sector is one of the most rapidly growing service sectors in India as well as in the world, and offers huge employment opportunities. Specialization in Finance is otherwise only a Post-Graduate option [MBA, MBA (Financial Services)], and not all students can pursue a Post- Graduate degree.

    The programme aims to develop students’ knowledge and skills in the vast areas of Finance and can help students gain entry into the Finance sector. This is a suitable option for students who wish to pursue careers in banking, insurance, mutual funds, financial services, corporate finance and other areas in finance. It is also an ideal educational foundation for a Management career in Finance, Banking and Financial Services.

    Previously known as Bachelor of Business Studies (Financial Services), this is a credit-based programme, with continuous evaluation and strong emphasis on the development of students’ knowledge, soft skills and personality. The teaching methodology is also less lecture-based and more student-centric, with the use of case studies, group discussions and other similar methods, which improve students’ understanding and ability to apply knowledge. Continuous evaluation takes the form of quizzes, student seminars, student presentations, article reviews, newspaper readings and discussions, and other innovative methods of assessment that help develop the students’ confidence, presentation skills, communication skills, independent thinking, etc.


    BBA(FS) Programme is of three years duration.


    For entry into this programme, a student must have passed Standard XII with minimum 50% in any stream of the Goa Board of Secondary and Higher Secondary Education or any other equivalent examination recognized by Goa University.


    This is a six-semester choice-based credit integrated degree programme spread over three years. For the award of a BBA(FS) Degree, a student is required to earn a minimum of 148 credits, comprising Core Courses, Ability Enhancement Compulsory Courses, Generic Elective Courses, Skill Enhancement Courses and Discipline Specifc Elective Courses. The Academic Year consists of two semesters: Odd Semester (Semester I, III & V) and Even Semester (Semester II, IV & VI). Each semester is of approximately 5 months duration. The Odd Semesters (Semesters I, III & V) begin in June and the Even Semesters (Semesters II, IV & VI) begin in November.


    During the course of the 3-year programme, students complete 2 summer internships – between Semesters II & III and between Semesters IV & V, based on which they write project reports and present seminars. This exposure to the world of work helps them relate their theoretical knowledge to the real world, and gives students the competitive edge needed when applying for jobs

    No. of Seats: 80 (2 Divisions of 40 each)

    • To be eligible for admission to BBA(FS) Programme a candidate shall be required to have passed the Standard XII Examination or its equivalent in any stream with 50% marks.
    • Admission to the BBA(FS) shall be based on an Entrance Test conducted by the College.
    • Reservation of seats shall be in accordance with the directives of the Government of Goa and as adopted by Goa University.
    • The Merit List shall be prepared based on the score obtained by the candidate at the Entrance Test.
    • Fee Structure for the Programmes shall be as prescribed under Ordinance OA-7.
  • Fee Structure (2018-19)

    Fees Particulars FYBBA(FS) SYBBA(FS) TYBBA(FS)
    Tuition Fees Ist & IInd Term 26000 26000 26000
    Registration Fees 580 0 0
    Library Fees 1000 1000 1000
    Gymkhana Fees/Sports Aff. Fee 420 400 250
    Other Fees 420 400 200
    Student Aid Fund 130 120 100
    Library Deposit 70 0 0
    Coution Money Deposit 70 0 0
    Computer Lab Fees 1000 1000 1000
    University Administration Fees 1000 1000 1000
    Development Fees 1000 1000 1000
    Information Technology Fees 0 0 0
    College Internal Exam Fees 3210 3210 3210
    Parents Teachers Association 100 100 100
    Total Fees : 35000 34230 33860





    BFS CC 1 Fundamentals of Accounting 4 100 Core  
    BFS CC 2 Fundamentals of Management 4 100 Core  
    BFS CC 3 Microeconomics 4 100 Core  
    BFS CC 4 Indian Financial System 4 100 Core  
    Ability Enhancement Compulsory Course
    BFS AECC 1 Communication Skills 4 100 AECC  
    BFS AECC 2 Environmental Studies – I 2 50 AECC  
    Generic Elective Course (ANY ONE)    
    BFS GEC 1 Quantitative Skills 4 100 GEC  
    BFS GEC 2 Fundamentals of Computer Applications 4 100 GEC  
    Total 26 650    
    BFS CC 5 Essentials of Management 4 100 Core  
    BFS CC 6 Macroeconomics 4 100 Core  
    BFS CC 7 Banking in India 4 100 Core  
    BFS CC 8 Data Analysis and Quantitative Techniques 4 100 Core  
    Ability Enhancement Compulsory Course
    BFS AECC 3 Business Communication 4 100 AECC  
    BFS AECC 4 Environmental Studies – II 2 50 AECC  
    Generic Elective Course (ANY ONE)    
    BFS GEC 3 Research Methodology 4 100 GEC  
    BFS GEC 4 Cyber Security 4 100 GEC  
    Total 26 650    
    BFS CC 9 Summer Internship Report and Seminar 4 100 Core  
    BFS CC 10 Fund-Based Financial Services 4 100 Core  
    BFS CC 11 Indian Securities Market 4 100 Core  
    Skill Enhancement Course
    BFS SEC 1 Principles & Practice of Insurance 4 100 SEC  
    Generic Elective Course (ANY TWO)    
    BFS GEC 5 Financial Management 4 100 GEC  
    BFS GEC 6 Strategic Management 4 100 GEC  
    BFS GEC 7 Fundamentals of Marketing 4 100 GEC  
    Total 24 600    
    BFS CC 12 Direct Taxes 4 100 Core  
    BFS CC 13 Stock Market Operations 4 100 Core  
    BFS CC 14 Fee-Based Financial Services 4 100 Core  
    Skill Enhancement Course
    BFS SEC 2 Financial Statement Analysis 4 100 SEC  
    Generic Elective course (TWO)    
    BFS GEC 8 Cost and Management Accounting 4 100 GEC  
    BFS GEC 9 Corporate Restructuring 4 100 GEC  
    BFS GEC 10 Organisational Behaviour 4 100 GEC  
    Total 24 600    
    BFS CC 15 Summer Internship Report and Seminar 4 100 Core  
    BFS CC 16 Corporate Finance 4 100 Core  
    Discipline Specific Elective
    BFS DSEC 1 E-commerce and E-Accounting 4 100 DSEC  
    BFS DSEC 2 Human Resource Management 4 100 DSEC  
    BFS DSEC 3 Global Banking 4 100 DSEC  
    BFS DSEC 4 Derivatives: Equity and Currency 4 100 DSEC  
    Total 24 600    
    BFS CC 17 Security Analysis and Portfolio Management 4 100 Core  
    BFS CC 18 International Finance 4 100 Core  
    Discipline Specific Elective Course
    BFS DSEC 5 Entrepreneurship Development 4 100 DSEC  
    BFS DSEC 6 Marketing of Financial Services 4 100 DSEC  
    BFS DSEC 7 Foreign Exchange Management 4 100 DSEC  
    BFS DSEC 8 Mutual Fund Management 4 100 DSEC  
    Total 24 600    
    GRAND TOTAL 148 4100    


    • The assessment of all Courses shall comprise continuous Intra Semester Assessment (ISA) and Semester-End Assessment (SEA) and shall be fully internal.
    • The nature of assessment for ISA may be any one or more of the following: Written/Oral, Open/Closed Book, Scheduled/Surprise, Objective/Multiple-Choice, Short-Answer-Type, Essay-Type, Seminar, Assignment, Experimental-Work, Field-Work, Viva-Voce, Peer Group Assessment, Class Participation. However, each theory course shall have at least 50% ISA in the form of written or any other evidence based component.
    • SEA shall constitute only written test.
    • A course shall have a single head of passing based on the combined performance at the continuous ISA and SEA. Fractional marks shall be rounded off to the nearest integer only for the final aggregate of marks.
    • Each credit of a course shall be evaluated for 25 marks. All courses shall be evaluated for marks proportionate to the number of credits.
    • The weightage for the ISA and SEA in every Course shall be 40% and 60% respectively.
    • The duration of all comprehensive written SEA examinations for BBA(FS) carrying 25 marks or less, shall be of one hour; SEA carrying 25 marks and up to 50 marks, shall be of 90 minutes; SEA carrying above 50 marks, shall be of two hours.



    • For BBA(FS), there shall be two compulsory Summer Internships with Project Reports, each of 4 Credits, for a total of 8 Credits.
    • The Summer Internships shall be undertaken after the end of the Second Semester and the Fourth Semester, and before the start of the following semester.
    • On completion of each Internship, each student shall submit a Summer Internship/ Project Report to the Department through the guiding Teacher within one month of the start of the following Semester. Ordinarily, no student shall be allowed to submit the Project Reports after the due date.


    • Marks awarded in each Course shall be represented in the form of Grades and Grade Points. The result of each Semester shall be declared as Semester Grade Point Average (SGPA) and Final result shall be declared as Cumulative Grade Point Average (CGPA).
    • The percentage awarded in the ISA and SEA shall be added for awarding the grade and grade points for each course, as indicated in the table below.
    Range of Percentage Scored Grade Grade point
    85-100 O (Outstanding) 10
    75-<85 A+ (Excellent) 9
    65-<75 A (Very Good) 8
    55-<65 B+ (Good) 7
    50-<55 B (Above Average) 6
    45-<50 C (Average) 5
    40-<45 P (Pass) 4
    <40 F (Fail) 0
    Ab (Absent) 0


    • Every student shall have to secure a minimum of ‘P’ grade to pass the course.
    • There shall be no award of grace marks or entitlement marks, or provision for re- evaluation of answer scripts for BBA(FS).
    • Students, who do not secure ‘P’ grade in any course, shall have the option of answering SEA component in the following semester(s), for which the ISA score shall be carried forward.
    • Appearance in ISA and SEA is compulsory for passing.
    • Calculation of weighted grade points of a course shall be done by multiplying the grade points scored, by the number of Credits of the respective course.
    • The SGPA is the ratio of the sum of the product of the number of Credits with the grade points scored by a student in all the courses taken by a student and the sum of the number of credits of all the courses undergone by a student.
    • A student securing ‘F’ or ‘Ab’ grade in any Course shall not be entitled to earn any credits for that Course.
    • On completion of all Credits, the CGPA shall be computed by dividing the total number of the weighted grade points in all the six/ more semesters, corresponding to 148 Credits by the maximum possible weighted grade points, corresponding to the Core Courses, Ability Enhancement Compulsory Courses, Skill Enhancement Courses, Discipline Specifc Elective Courses and Generic Elective Courses, opted for by the student.
    • The CGPA shall be converted to the Final grade, as shown in the table below:
    CGPA Grades
    10.0 O (Outstanding)
    9.0 – <10.0 A+ (Excellent)
    8.0- <9.0 A (Very Good)
    7.0 – <8.0 B+ (Good)
    6.0 – <7.0 B (Above Average)
    5.0 – <6.0 C (Average)
    4.0 – <5.0 P (Pass)
    <4.0 F (Fail)
    • A candidate who fails to earn the required number of Credits to award the Degree shall be declared ‘Fail’.
    • Students who have not completed the programme in Six Semesters, are permitted to re-register for additional semester(s) and opt for courses, provided that these courses are available for instruction in the College. Such candidate(s) shall be treated as supernumerary for the particular Course.
    • To be eligible for the award of BBA(FS) Degree, a student shall be required to acquire a minimum of 148 Credits and be enrolled for a minimum of Six Semesters.